PRODUCTS AND APPLICATIONS

Residential Rentals Including Student Housing

Residential Rentals Including Student Housing 2023-11-07T11:43:09+00:00
Bed & Breakfast2024-02-02T17:46:29+00:00

Eligible Classes

  • $5,000,000 TIV in-house authority
  • No restriction on age of dwelling
    • Including buildings where the façade has heritage designation
  • Open market access for larger limits
  • Must be properly licensed

Coverage

  • Broad Form, Replacement Cost Property Coverage
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
    • Personal Liability Extension
  • Optional Coverages Include
    • Business Interruption
    • Crime
    • Contingent Business Interruption
    • Non-Owned Auto
    • Sewer Backup

How to get a quote

  1. Complete the Bed & Breakfast Application
  2. Submit to quotes@odisunderwriting.com

Application

Condominium Unit Rental2024-02-23T14:03:32+00:00

Eligible Classes

  • Single family rental
  • Short term rentals including Airbnb and similar platforms
  • Student rental
  • Must comply with local bylaws for use and occupancy

Coverage

  • Property Coverage
    • Contents – Broad Form, Replacement Cost
    • Unit Owners Improvements and Betterments
    • Loss Assessment Coverage of $25,000
    • Condo Unit Owners Contingent Coverage of 250% of Contents Limit
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
    • Liability Loss Assessment Coverage
  • Optional Coverages Include
    • Business Interruption
    • Sewer Backup

How to get a quote

  1. Complete applicable application
  2. Submit to quotes@odisunderwriting.com

Application

Rented Dwelling2024-02-23T14:04:14+00:00

Eligible Classes

  • No restriction on age of building
    • Including buildings with façade heritage designation
  • Standalone single-family rentals
  • Multi-unit buildings
  • Rented Condo Units
  • Can be undergoing minor renovations
  • $5,000,000 in-house property limits
  • 100% or participation on a subscription

Coverage

  • Broad Form, Replacement Cost Property Coverage
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
  • Optional Coverages Include
    • Landlords’ contents
    • Rental Income
    • Sewer Backup
    • Flood (for qualifying risks)
    • Earthquake (for qualifying risks)

How to get a quote

  1. Complete applicable application
  2. Submit to quotes@odisunderwriting.com

Application

Rooming House Application2024-02-23T14:05:50+00:00

Eligible Classes

  • Up to 4 bedrooms
  • Target class – young professionals sharing accommodations
  • $5,000,000 in-house property limits
  • Must comply with local bylaws for use and occupancy

Coverage

  • Broad Form, Replacement Cost Property Coverage
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
  • Optional Coverages Include
    • Landlords’ contents
    • Rental Income
    • Sewer Backup
    • Flood (for qualifying risks)
    • Earthquake (for qualifying risks)

How to get a quote

  1. Complete the Rooming House Application
  2. Submit to quotes@odisunderwriting.com

Application

Seasonal or Short-Term Rental2024-02-23T14:06:58+00:00

Eligible Classes

  • Seasonal and short-term rentals including Airbnb and similar platforms including:
    • Buildings where the façade has heritage designation
    • Condo units
  • No restriction on age of dwelling
  • $5,000,000 in-house property limits
  • Must comply with local bylaws for use and occupancy

Coverage

  • Broad Form, Replacement Cost Property Coverage
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
  • Optional Coverages Include
    • Landlords’ contents
    • Rental Income
    • Flood (for qualifying risks)
    • Earthquake (for qualifying risks)

How to get a quote

  1. Complete applicable application
  2. Submit to quotes@odisunderwriting.com

Application

Student Rental2024-02-23T14:07:31+00:00

Eligible Classes

  • No restriction on age of building
    • Including buildings with façade heritage designation
  • Standalone single-family rentals
  • Multi-unit buildings
  • Rented Condo Units
  • Can be undergoing minor renovations
  • $5,000,000 in-house property limits
  • 100% or participation on a subscription. No restriction on age of dwelling
    • Including buildings where the façade has heritage designation
  • $5,000,000 in-house property limits
  • Must comply with local by-laws for use and occupancy

Coverage

  • Broad Form, Replacement Cost Property Coverage
  • Commercial General Liability,
    • Limits available $1,000,000 – $5,000,000
  • Optional Coverages Include
    • Contents
    • Flood (for qualifying risks)
    • Earthquake (for qualifying risks)

How to get a quote

  1. Complete applicable application
  2. Submit to quotes@odisunderwriting.com

Application

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