Bed & BreakfastfbZALmUPipTB2024-05-13T13:30:23+00:00
Eligible Classes
- $5,000,000 TIV in-house authority
- No restriction on age of dwelling
- Including buildings where the façade has heritage designation
- Open market access for larger limits
- Must be properly licensed
Coverage
- Broad Form, Replacement Cost Property Coverage
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Personal Liability Extension
- Optional Coverages Include
- Business Interruption
- Crime
- Contingent Business Interruption
- Non-Owned Auto
- Sewer Backup
How to get a quote
- Complete the Bed & Breakfast Application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 4MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Condominium Unit RentalfbZALmUPipTB2024-05-13T13:29:56+00:00
Eligible Classes
- Single family rental
- Short term rentals including Airbnb and similar platforms
- Student rental
- Must comply with local bylaws for use and occupancy
Coverage
- Property Coverage
- Contents – Broad Form, Replacement Cost
- Unit Owners Improvements and Betterments
- Loss Assessment Coverage of $25,000
- Condo Unit Owners Contingent Coverage of 250% of Contents Limit
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Liability Loss Assessment Coverage
- Optional Coverages Include
- Rental Income
- Sewer Backup
How to get a quote
- Complete applicable application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 6MB
Type: PDF Form | Size: 5MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Rented DwellingfbZALmUPipTB2024-07-09T18:59:13+00:00
Eligible Classes
- No restriction on age of building
- Including buildings with façade heritage designation
- Standalone single-family rentals
- Multi-unit buildings
- Rented Condo Units
- Can be undergoing minor renovations
- $5,000,000 in-house property limits
- 100% or participation on a subscription
Coverage
- Broad Form, Replacement Cost Property Coverage
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Optional Coverages Include
- Landlords’ contents
- Rental Income
- Sewer Backup
- Flood (for qualifying risks)
- Earthquake (for qualifying risks)
How to get a quote
- Complete applicable application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 7MB
Type: PDF Form | Size: 7MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Rooming House ApplicationfbZALmUPipTB2024-07-09T19:00:18+00:00
Eligible Classes
- Up to 4 bedrooms
- Target class – young professionals sharing accommodations
- $5,000,000 in-house property limits
- Must comply with local bylaws for use and occupancy
Coverage
- Broad Form, Replacement Cost Property Coverage
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Optional Coverages Include
- Landlords’ contents
- Rental Income
- Sewer Backup
- Flood (for qualifying risks)
- Earthquake (for qualifying risks)
How to get a quote
- Complete the Rooming House Application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 3MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Seasonal or Short-Term RentalfbZALmUPipTB2024-07-09T19:04:59+00:00
Eligible Classes
- Seasonal and short-term rentals including Airbnb and similar platforms including:
- Buildings where the façade has heritage designation
- Condo units
- No restriction on age of dwelling
- $5,000,000 in-house property limits
- Must comply with local bylaws for use and occupancy
Coverage
- Broad Form, Replacement Cost Property Coverage
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Optional Coverages Include
- Landlords’ contents
- Rental Income
- Flood (for qualifying risks)
- Earthquake (for qualifying risks)
How to get a quote
- Complete applicable application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 8MB
Type: PDF Form | Size: 6MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Student RentalfbZALmUPipTB2024-07-09T19:03:09+00:00
Eligible Classes
- No restriction on age of building
- Including buildings with façade heritage designation
- Standalone single-family rentals
- Multi-unit buildings
- Rented Condo Units
- Can be undergoing minor renovations
- $5,000,000 in-house property limits
- 100% or participation on a subscription. No restriction on age of dwelling
- Including buildings where the façade has heritage designation
- $5,000,000 in-house property limits
- Must comply with local by-laws for use and occupancy
Coverage
- Broad Form, Replacement Cost Property Coverage
- Commercial General Liability,
- Limits available $1,000,000 – $5,000,000
- Optional Coverages Include
- Contents
- Flood (for qualifying risks)
- Earthquake (for qualifying risks)
How to get a quote
- Complete applicable application
- Submit to quotes@odisunderwriting.com
Application
Type: PDF Form | Size: 3MB
Type: PDF Form | Size: 6MB
Type: PDF Form | Size: 0.2MB
Type: PDF Form | Size: 0.2MB
Our Underwriters
Bruce Norman
Joyce Charman
William Chen
Connie Bradley
